Gina Thibeault | Georgetown Real Estate, Groveland Real Estate, Topsfield Real Estate


This Single-Family in Georgetown, MA recently sold for $689,000. This Colonial style home was sold by Gina Thibeault - KELLER WILLIAMS REALTY.


9 Stone Row Ln, Georgetown, MA 01833

Single-Family

$675,000
Price
$689,000
Sale Price

9
Rooms
4
Beds
2/1
Full/Half Baths
Beautiful 4 bedroom, 2 and a half bath Colonial in a quiet cul-de-sac with gleaming hardwood floors throughout the first floor. Enjoy entertaining in the open, renovated kitchen, complete with a breakfast peninsula, gas cooktop, granite countertops, stainless steel appliances, and gorgeous cabinets. You'll also love the family room with a cathedral ceiling and inviting fireplace. Enjoy summer nights outside on your patio or in the sunroom overlooking the backyard. The second floor boasts a large master bedroom with a walk-in closet and attached ensuite. Three bedrooms and an additional bathroom complete this floor. Venture up to the third floor to find a finished bonus room ready for your ideas! This home is waiting for you!

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This Single-Family in Georgetown, MA recently sold for $604,000. This Colonial style home was sold by Gina Thibeault - KELLER WILLIAMS REALTY.


6 Sawmill Way, Georgetown, MA 01833

Single-Family

$585,000
Price
$604,000
Sale Price

10
Rooms
4
Beds
2/1
Full/Half Baths
Desirable Colonial on a great street has been lovingly maintained. This home has a first floor with an eat-in kitchen and peninsula, separate dining room and sunny living room with hardwood floors. The vaulted ceiling family room with a wood stove is the perfect place to spend winter evenings. In the summer, enjoy the great deck overlooking the serene and level back yard. The second level has a large master bedroom with ensuite and three additional good sized bedrooms. The bonus room above the garage, currently being used as a teen suite, has endless possibilities!

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This Single-Family in Groveland, MA recently sold for $520,000. This Colonial style home was sold by Gina Thibeault - KELLER WILLIAMS REALTY.


194 School St, Groveland, MA 01834

Single-Family

$509,000
Price
$520,000
Sale Price

8
Rooms
3
Beds
1/1
Full/Half Baths
Great 1775 Colonial has been lovingly maintained and updated. This home has a 4-year-old detached garage with the possibility of finishing the space above. The first floor has a new mud/laundry room, the tiled kitchen opens to the dining room with pumpkin pine flooring, and a large L shaped living room. Upstairs you'll find the current master and two additional good sized bedrooms and a full bath. At the end of the hall is a large ready to be finished room that aches to be a Master bedroom! A large fenced-in backyard with deck and patio is the perfect place for outdoor entertaining.

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Photo by: NeONBRAND via Unsplash

Missing a mortgage payment is not the end of the world. Many lenders are more than ready to work out a payment plan if you’re going through a rough patch or budgetary crisis. However, you may end up doing more harm than good to your credit and home ownership if you don’t contact your mortgage lender as soon as the financial need arises.

Below are things to remember about a late mortgage payment.

1. Mortgages Come with a Grace Period

Even if you pay one day or five days after the due date, it still might not be considered late since many lenders offer a grace period of about five to fifteen days. If you want to know about your specific grace period, contact your lender for grace period information.

2. A Late Fee Will Appear

If your payment is delayed, then it will most likely incur a late-payment fee. You can expect to pay the late fee in your next mortgage payment. Work with your lender to see if you can avoid a late fee by setting up an automatic payment method or if there are other clauses in your contract to have the fee waived in extreme circumstances.

3. Damage to Credit Score

A damaged credit score is one of the adverse effects of a late mortgage payment. Your payment history is of uttermost importance as it can affect your ability to secure financing of any sort in the future. Your lender usually reports your payment history, and if you are thirty days behind, your credit score may feature “late 30” next to the loan. This mark could drastically hurt your overall FICO® score.

4. Suffer Drastic Measures

When you suffer delinquent payment beyond 90 days, your lender automatically considers you in default on your loan. If left without a written waiver or payment arrangement, they may start to take foreclosure actions against you, which could lead to more public actions and eviction from the home. There are other things that can be done to retain your home, however. Bankruptcy affords the ultimate protection until your debts can be assessed and discharged by the government but should be a last option since it can remain on your credit report for ten years.

5. The Account Goes to Collection

Your account can go into collection if you are behind your mortgage payment. In that case, you will receive a phone call or a letter from your lender about the late fee and that your account is being sent to a collection agency.

Every borrower’s situation is different, depending on credit score and payment history. If possible, avoid falling short of your mortgage payment. The earlier you make the due payment, the better it is for you, but if you’re unable to, set up an arrangement with your lender.

Still have more questions about mortgages and how to successfully nail down the right price for you? Contact me, and I’ll point you in the right direction.


If you plan to sell your house in the foreseeable future, it usually pays to clean out the garage. In fact, a home seller who declutters the garage today can show homebuyers the true size and beauty of this space, thereby increasing a house's overall appeal.

Ultimately, it won't take long for a home seller to declutter the garage – here are three tips to help you remove clutter from your garage before you list your residence.

1. Identify Excess Items

Old automotive parts, tools and other excess items can take up lots of space in your garage. However, a homeowner who dedicates the necessary time and resources to identify garage clutter can plan accordingly.

Separate must-keep garage items from excess items. Then, you can determine exactly how much space that you'll need to store the items that you want to keep.

For many homeowners, storage cabinets and shelving units make it easy to keep track of items in a garage. Or, if you need extra space to store garage items, you may want to consider renting a storage unit until you finalize your home sale.

2. Sell, Donate or Dispose of Excess Items

When it comes to excess garage items, there is no need to delay the inevitable. If you sell, donate or dispose of garage clutter, you can quickly eliminate excess items from your garage.

Selling your excess garage items online or hosting a yard sale may prove to be worthwhile. In both instances, you can generate interest in assorted garage items and earn extra cash at the same time.

In addition, you may be able to donate excess garage items to local charities. If you reach out to local charities and learn about their donation policies, you can find out which charities will accept your excess garage items and schedule donation pick-ups.

On the other hand, if you find garage items that are broken or damaged, dispose of these items. That way, you can free up space in your garage immediately.

3. Conduct In-Depth Garage Cleaning

After you remove garage clutter, it is important to spend some time cleaning your garage from top to bottom. This will enable you to transform an ordinary garage into a spectacular one.

If you need extra help with garage cleaning, don't hesitate to contact a professional home cleaning company. This business likely employs friendly, diligent cleaning experts who can help you accelerate the garage cleaning process.

Lastly, if you're searching for the best ways to improve your home before you list it, you may want to hire a real estate agent.

A real estate agent can offer honest, unbiased garage cleaning recommendations and suggestions. Plus, this housing market professional will set up home showings, keep you up to date about offers on your residence and ensure you can enjoy a fast, seamless home selling experience.

Want to sell your residence soon? Use the aforementioned tips, and you can bolster your garage's appearance in no time at all.




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